OUR SOLUTION: A Complete Digital Giving EcosystemFor Members (Donors

Smart Giving Features:

1. Income-Based Tithe Calculation
   1. Track income from multiple sources (salary, business, investments, gigs)
   1. Automatic 10% tithe calculation
   1. View tithe balance and payment suggestions
   1. Monthly and all-time giving summaries

• Flexible Donation Options:
  • Quick-give presets (₵10, ₵25, ₵50, ₵100)
  • Custom amounts
  • Split donations across multiple organizations
  • Allocate to specific funds (Tithe, Missions, Building, Welfare, etc.)
  • One-time or recurring giving options
  • Anonymous giving option

• Multiple Payment Methods:
  • Mobile Money (MTN, Vodafone, AirtelTigo)
  • Bank cards (Visa, Mastercard)
  • Seamless Paystack integration
  • Guest checkout (no account required)

• Fee Coverage Options:
  • Choose to cover processing fees so organizations receive 100%
  • Transparent fee breakdown before payment
  • See exactly how much the organization receives

• Personal Giving Management:
  • Complete giving history with search and filters
  • Downloadable receipts for all donations
  • Track giving to multiple organizations
  • Favourite organizations for quick access
  • Monthly/yearly giving reports
  • Tithe status dashboard showing:
  • Total income tracked
  • Suggested tithe (10%)
  • Amount paid
  • Balance due
  • Completion percentage
  • Monthly breakdowns (last 6 months)

• Discovery & Transparency:
  • Browse 500+ verified organizations
  • View organization profiles with logos and branding
  • See active funds and campaign progress
  • Search and filter by name, type, or location
  • View organization contact information (when authenticated)

For Churches & Organizations

Organization Management:

• Comprehensive Dashboard:Real-time donation tracking
  1. Total received (all-time and monthly)
  1. Active donor count
  1. Average donation amount
  1. Monthly growth percentage
  1. Recent donation feed with donor information

• Multi-Fund Management:
  • Create unlimited fundraising campaigns
  • Assign funds (Tithe, Missions, Building, Youth, etc.)
  • Set target amounts and track progress
  • Mark default funds
  • Fund-specific analytics
  • Public fund progress pages with:
  • Real-time progress tracking
  • Donation frequency charts
  • Monthly trends
  • Social sharing capabilities
  • Embedded branding

• Branding & Customization:
  • Upload organization logo and banner images
  • Custom brand colors throughout interface
  • Organization tagline and mission statement
  • Cover images for campaigns
  • Public-facing branded donation pages
  • Consistent branding across all donor touchpoints

• Payment Processing:
  • Instant settlement to verified bank accounts
  • Automatic Paystack subaccount creation
  • Fee configuration (2.5% platform fee)
  • Fee absorption options
  • Manual payment entry (for cash/check tracking)
  • Settlement history and details
  • Payout tracking and management

• Donor Relationship Management:
  • View donor details (name, email, phone)
  • Anonymous vs. identified donations
  • Donation notes and messages
  • Donor retention analytics
  • Thank-you message automation
• Advanced Analytics:
  • Donation trends over time
  • Day-of-week distribution
  • Monthly breakdown charts
  • Top donors (when not anonymous)
  • Fund performance comparison
  • Donor retention metrics
  • Average donation analysis
  • Growth projections

• Reporting & Export:
  • Generate comprehensive reports:
  • Donation summaries
  • Fund-specific reports
  • Donor lists
  • Financial statements
  • Schedule automated reports (daily, weekly, monthly)
  • Export to PDF and Excel
  • Custom date range reports
  • Receipt generation for all transactions

• Verification System:
  • Multi-step verification wizard:
  • Step 1: Basic organization information
  • Step 2: Document uploads (registration, tax documents)
  • Step 3: Ghana ID verification with photos
  • Step 4: Review and submit
  • Verification tier levels (Basic, Standard, Trusted)
  • Transaction limits based on tier
  • Compliance with financial regulations

• Banking & Payouts:
  • Ghana bank account integration
  • Bank account verification via Paystack
  • Automatic settlement scheduling
  • Payout history tracking
  • Settlement notifications
  • Bank statement reconciliation

For Platform Administrators (Super Admins)

Complete Platform Management:

1. Platform Overview Dashboard:
   1. Total organizations (500+)
   1. Verified vs. pending organizations
   1. Total users (10,000+ active givers)
   1. Platform-wide transaction volume
   1. Monthly growth metrics
   1. Success rates
   1. Recent activity feed

• Organization Management:
  • Review pending applications
  • Approve/reject organizations
  • Suspend/reactivate accounts
  • View verification documents with signed URLs
  • Individual document approval workflow
  • Review Ghana ID photos and details
  • Manage organization status (pending, verified, rejected, suspended)
  • View organization details:
  • Contact information
  • Bank account details
  • Paystack configuration
  • Risk scores
  • Verification tier

• Payment Oversight:
  • View all platform transactions
  • Filter by status, gateway, date, organization
  • Manual and online payment tracking
  • Payment details dialog with:
  • Transaction information
  • Donor details
  • Organization allocation
  • Fee breakdown
  • Settlement status
  • Export payment data to CSV
  • Refund management
  • Dispute handling
• Fraud Monitoring:
  • Real-time fraud detection system
  • Alert dashboard with severity levels (low, medium, high, critical)
  • Alert types:
  • Duplicate transactions
  • High velocity (too many transactions)
  • Unusual patterns
  • Sanctions/PEP matches
  • Document mismatches
  • Suspicious behavior
  • Freeze/unfreeze organization accounts
  • Investigation notes and resolution tracking
  • Frozen account management

• User Management:
  • View all platform users
  • Role assignment (member, church_admin, super_admin)
  • User activity tracking
  • Account status management
  • Organization associations
  • User deletion requests

• Analytics & Reporting:
  • Revenue analytics:
  • Daily, weekly, monthly trends
  • Total volume and transaction counts
  • Average transaction amounts
  • Monthly growth rates
  • Organization analytics:
  • Top organizations by revenue
  • Top by transaction count
  • Status distribution
  • User analytics:
  • Role distribution
  • New user trends
  • Active user metrics
  • Payment analytics:
  • Gateway distribution (Paystack, Manual)
  • Payment method breakdown
  • Status distribution
  • Success rates

• Compliance & Audit:
  • Complete audit log system tracking:
  • All user actions
  • System events
  • Organization changes
  • Payment events
  • Settings modifications
  • Filter logs by:
  • Action type
  • Entity type
  • Date range
  • Actor type (user, system, webhook)
  • Export audit trails to CSV
  • IP address and user agent tracking
  • Before/after value comparison
  • Metadata storage for forensics

• Platform Configuration:
  • System settings management
  • Fee structure configuration
  • Transaction limits by verification tier
  • Payment gateway settings
  • Email notification templates
  • SMS gateway configuration
  • Platform branding

• Disputes & Settlements:
  • Manage Paystack disputes
  • Settlement transaction tracking
  • Reconciliation tools
  • Payout verification
  • Chargeback handling